Texas Auto Insurance
Serving the auto insurance needs of Clyde, Beeville, Abilene, and all of Texas
Finding the right auto insurance policy in Texas can help you get back on the road quickly after an auto accident, fire, theft, or other covered event. Your policy may even protect you against the legal and medical expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.
Will your auto insurance policy provide the protection you need when it really counts? As an independent agency, Inner Circle Advisors Agency can help you compare rates and coverages from the Texas’ most trusted carriers to find an auto insurance policy that’s right for you.
Inner Circle Advisors Agency can also insure your motorcycle, classic car, RV, boat, and ATV too! Contact us for more information.
Texas Auto Insurance Requirements
Our agents are based in Clyde and Beeville, so we understand the auto insurance needs of customers throughout Texas.
Auto insurance requirements vary by state. In Texas, to drive you must carry:
- $30,000 in bodily injury coverage per person
- $60,000 in bodily injury coverage total per incident
- $25,000 in property damage coverage per incident
Of course, these are only the minimums required by law. In most cases, you will need more coverage. We write insurance in Texas and would be happy to help you ensure you have the right coverage for where you live.
Additional Coverage Options
Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.
Comprehensive Insurance (Other than Collision)
Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible.) And although it’s not legally required by any state, you will probably need it if your car is financed.
Every situation is unique – talk to us today to find out how to get the best price and value on auto insurance in Clyde, Beeville, Abilene, or wherever you live in Texas.